Privacy Policy

What Does US Employees Federal Credit Union Do With Your Personal Information?

Rev. 1/10/2025

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Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • Account balances and payment history
  • Transaction history and credit history
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share member's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their member's personal information; the reasons US Employees OC FCU chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does USEFCU share? Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus YES NO
For our marketing purposes— to offer our products and services to you YES YES
For joint marketing with other financial companies YES YES
For our affiliates’ everyday business purposes— information about your transactions and experiences NO We don't share
For our affiliates’ everyday business purposes— information about your creditworthiness NO We don't share
For our non-affiliates to market to you NO We don't share
Questions
Call 405-685-6200, or toll-free at 1-800-227-6366. You may also visit www.usecreditunion.org.
To Limit Our Sharing (Opt Out)
Call 1-800-227-6366
Please Note: If you are a new member, we can begin sharing your information 30 days from the date you received this notice. When you are no longer a member, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Who We Are
Who is providing this notice?
US EMPLOYEES OC FEDERAL CREDIT UNION
4301 S. Interstate 44 Service Rd., OKC, OK 73119
What We Do
How does USEFCU protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
Do we share your mobile/cell number with anyone outside USEFCU? No, we do not. We will not share mobile information with third parties or affiliates for marketing or promotional purposes.
How does USEFCU collect my personal information?
We collect your personal information, for example, when you:
  • Open an account or deposit money
  • Apply for a loan or pay bills
  • Use your credit or debit cards
We also collect your personal information from others, such as credit bureaus, affiliates or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
  • Sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • Affiliates from using your information to market to you.
  • Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.
USEFCU does not have any.
Non-affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
USEFCU does not share with non-affiliates so they can market to you.
 
Joint marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you. For example, credit companies and insurance companies.