Switch to USE Federal Credit Union. Big bank convenience with small town care.
Let's be honest: most banks treat you like a transaction. We treat you like a neighbor—because in Oklahoma City, you probably are.
As a credit union, we're owned by our members (that's you), not distant shareholders. Every decision we make prioritizes your financial success, not Wall Street's bottom line. The result? Better rates, lower fees, and service that feels refreshingly human.
Nationwide Access
- Use 30,000+ surcharge-free ATMs across the country
- Access 5,000+ shared branches from coast to coast
- Bank at any CO-OP Network location like you're at home
Digital Banking That Works
- Mobile app with mobile deposit and account management
- Online banking with bill pay
- Real-time alerts and budgeting tools
- Apply for loans from your phone
Local Service That Cares
- Loan decisions made in Oklahoma City, not a distant headquarters
- Talk to real people who know your name and your story
- Competitive rates because profits go back to members, not stockholders
- Community involvement—we live and work here too
Your Money Is Safe
Federally insured by the NCUA up to $250,000, the same protection as any bank. Plus fraud monitoring, secure transactions, and peace of mind.
Ready to Make the Switch?
Joining is simple. For information on membership eligibility or to join, visit your nearest USEFCU location or call 405-685-6200.