

Your next car is waiting
Looking for a reliable used car at a great price? Check out the inventory from First Rate Autos! We partner with First Rate Autos to offer high-quality repossessed vehicles, trade-ins, and auction cars - all priced to move fast.
Why Buy From First Rate Autos?
- Local Service You Can Trust: First Rate Autos is credit union owned and operated.
- Large selection: Explore a variety of makes and models through First Rate Autos, including repossessed and trade-in vehicles available right here in Oklahoma City.
- Simple, transparent pricing: You’ll always know what you’re paying - just the listed price plus a one-time $250 documentation fee.
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Low auto loan rates: Finance your purchase with a great low rate from USEFCU.
Get Easy Auto Financing with USE Federal Credit Union
Buying a car is even easier with USEFCU auto financing:
- Quick Loan Approvals: Apply online, by phone, or in person - we’ll get you approved fast.
- Flexible Terms: Enjoy up to 100% financing and terms up to 84 months for qualified borrowers.
- Vehicle Protection Options: Add peace of mind with Guaranteed Asset Protection (GAP), Mechanical Breakdown Insurance (MBI), and Payment Protection.
All loans are subject to credit review and approval. APR = Annual Percentage Rate. Rates, terms, and conditions may change without notice. Contact a USEFCU loan officer for details. USE Federal Credit Union is federally insured by NCUA.