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CashPlease®

Quick cash that you can use for anything

Life happens fast. Take care of any curveball with fast cash from a credit union you know and trust.

  • Quick cash for any immediate need in life
  • Save big on interest and fees compared to payday loans
  • 24/7 digital access to short-term credit ($200 - $1,000)*
  • The comfort of working with USEFCU
  • Receive funds in 24 hours or less
  • Simple, easy specifics:
    • 6-month term
    • Fixed-rate of 28% APR (equal to approximately $82 on a $1,000 loan)
    • $20 application fee
  • You may reapply for a second CashPlease loan after 48 hours of paying off the first.
  • No credit check required
  • Attentive, friendly service from start to finish




















*Subject to eligibility restrictions. Applicant must be at least 18 years of age with an active USEFCU checking account. Other conditions may apply. APR = Annual Percentage Rate. See USEFCU for more details. Federally insured by NCUA.