Privacy Notice | USEFCU | Oklahoma City, Moore, Midwest City

Rev. 1/21/2020

Reasons we can share your personal information		Does USE FCU share?	Can you limit this sharing?
FACTS	WHAT DOES US EMPLOYEES OC FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income Account balances and payment history Transaction history and credit history When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share member's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their member's personal information; the reasons US Employees OC FCU chooses to share; and whether you can limit this sharing.
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		YES	NO
For our marketing purposes— to offer our products and services to you		YES	YES
For joint marketing with other fin ancial companies		YES	YES
For our affiliates’ everyday business purposes— information about your transactions and experiences		NO	We don't share
For our affiliates’ everyday business purposes— information about your creditworthiness		NO	We don't share
For nonaffiliates to market to you		NO	We don't share
Questions		Call 405-685-6200, or toll free at 1-800-227-6366. You may also visit www.usecreditunion.org.
To Limit Our Sharing (Opt Out)		Call 1-800-227-6366 Please Note: If you are a new member, we can begin sharing your information 30 days from the date you received this notice. When you are no longer a member, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Who we are
Who is providing this notice?	US EMPLOYEES OC FEDERAL CREDIT UNION 4301 S. Interstate 44 Service Rd., OKC, OK 73119
What we do
How does USE FCU protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured fi les and buildings.
How does USE FCU collect my personal information?	We collect your personal information, for example, when you: Open an account or deposit money Apply for a loan or pay bills Use your credit or debit cards We also collect your personal information from others, such as credit bureaus, affiliates or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only Sharing for affiliates’ everyday business purposes—information about your creditworthiness Affiliates from using your information to market to you ^!Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfin ancial companies. ^!USE FCU does not have any.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. ^!USE FCU does not share with nonaffiliates so they can market to you
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. ! For example, credit companies and insurance companies.