Tap, pay, and go on your way

It’s that easy with a digital wallet. Setup is a snap — just add your cards and you’re ready to go.

Benefits You’ll Love

  • Pay with a single touch, online or offline
  • Apple Pay®, Google Play™, and Samsung Pay® available
  • Safer and simpler than cash, checks, and physical cards
Free Kasasa Cash Checking CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Free Kasasa Cash Checking account. Move the sliders or type in the numbers to see your potential rewards.

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  • Estimated monthly interest earned* $0
  • Monthly ATM fees refunded**$0
Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

1. Vehicle Info
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Share Certificates CalculatorDisclaimer

A fixed-rate, fixed-term Share Certificates can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

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  • Total dividends earned $0
  • Annual Percentage Yield (APY)0.000%
Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

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Simple Loan CalculatorDisclaimer

This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.

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  • Total paid $0
  • Total interest paid $0

Certificates

Term Tier  APY  
CD Special - 12 Months $25,000+ 4.50%
CD Special - 24 Months $25,000+ 4.75%
6 Months $500 - $100,000+ 2.50%
12 Months $500 - $100,000+ 2.70%
24 Months $500 - $100,000+ 2.80%
36 Months $500 - $100,000+ 2.90%
48 Months $500 - $100,000+ 3.00%

All certificate dividends are compounded monthly. Rates shown are APY (Annual Percentage Yield). Unless otherwise indicated, minimum amount for certificates is $500. Rates are effective as of 3/1/2023. Fees may reduce earnings. For all accounts, the amount of the early withdrawal penalty for your accounts is based on the term of your account. The penalty schedule is as follows:

6 Month Terms  90 days' dividends
12/24 Month Terms  180 days' dividends
36/48 Month Terms  360 days' dividends

Home Equity Loans

Term Rate
7 yr. Fixed Call for rate
10 yr. Fixed Call for rate
15 yr. Fixed Call for rate
20 yr. Fixed Call for rate

Home Loans

Product Term Rate APR
Conventional 15 yr. Fixed 6.375% 6.741%
Conventional 30 yr. Fixed 6.875% 7.203%
FHA 30 yr. Fixed 6.625% 7.775%
VA 30 yr. Fixed 6.625% 6.978%
Home Equity Line of Credit Contingent on loan amount 8.50%  
Express Home Improvement $10,000 = 10 yr. ; $10,001 - $25,000 = 15 yr. 6.99%  
Nonsalable 15 yr. Call for rate  
Nonsalable 20 yr. Call for rate  
Salable 15 yr. Call for rate  
Salable 20 yr. Call for rate  

Rates subject to change. APR=Annual Percentage Rate. Max limit on HELOC is $100,000. Max limit on Express Home Improvement is $25,000.

IRA Certificates

Term Tier  APY  
CD Special - 12 Months $25,000+ 4.50%
CD Special - 24 Months $25,000+ 4.75%
6 Months $500 - $100,000+ 2.50%
12 Months                  $500 - $100,000+ 2.70%
24 Months $500 - $100,000+ 2.80%
36 Months $500 - $100,000+ 2.90%
48 Months $500 - $100,000+ 3.00%

All certificate dividends are compounded monthly. Rates shown are APY (Annual Percentage Yield). Unless otherwise indicated, minimum amount for certificates is $500. Rates are effective as of 3/1/2023. Fees may reduce earnings. For all accounts, the amount of the early withdrawal penalty for your accounts is based on the term of your account. The penalty schedule is as follows:

6 Month Terms  90 days' dividends
12/24 Month Terms  180 days' dividends
36/48 Month Terms  360 days' dividends

Kasasa Cash

Balance Minimum Opening Deposit Rate APY
0 - $5,000 $10 5.84% 6.00%
$5,000+ $10 0.10% 6.00% to 0.38%
All balances if qualifications not met $10 0.01% 0.01%

Qualifications

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases with minimum POS of $1
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

If you don’t meet these qualifications, don’t worry — your account is still free. And you can get right back to earning your cash rewards the very next month.

Kasasa Saver

Balance Dividend Rate APY
0 - $25,000 2.00% 2.00%
$25,000+ 0.10% 0.10%
All balances if qualifications not met 0.01% 0.01%

Qualifications

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases with a minimum POS transaction of $1
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

If you don’t meet these qualifications, don’t worry — your accounts are still free. Plus, you will still earn our base rate on Kasasa Saver. And you can get right back to earning your full rewards the very next cycle that you qualify.

Loans

Loan Terms APR
New & Used Autos 2022 and newer up to 72 months; 2019 - 2021 up to 60 months; 2018 and older up to 48 months

as low as 6.99%

 
Motorcycles up to 48 months as low as 11.74%
New Boats up to 60 months as low as 11.74%
Used Boats up to 48 months as low as 11.74%
ATVs up to 48 months as low as 12.75%
Share Secured Loans up to 60 months 3.75%
Share Certificate Loans Equal to term of certificate 3.75% above certificate rate
Signature Loans Contingent on loan amount as low as 11.49%

*Current loan interest rates effective 3/1/2023 until further notice. Auto loan rate quoted is our pre-approval rate. All loan rates are quoted using Annual Percentage Rate - APR. Extended terms available with rate pricing adjustment.

Money Market Share Account

Balance APY
$2,000 - $24,999 0.70%
$25,000 - $99,999 0.70%
$100,000+ 0.70%

Personal Credit Cards

Loan   APR
Platinum Rewards   14.25% or 16.25% (variable)
Platinum  

11.25% or 14.25% (variable)

The above rates for our Platinum and Platinum Rewards credit cards will vary based on the Prime Rate. Rates are subject to change.

Share Accounts

Account APY
Free Checking 0.00%
Savings Account 0.25%