

Because good banking is worth telling your friends about. Open a new checking account with USE Federal Credit Union and get $100. Then share the good news with friends in Oklahoma City and the surrounding OKC Metro. When their account qualifies, you'll both earn $100 more.
When opening your account, use code FRIEND100
How it works:
- Open a checking account. Begin an application below or apply at a branch location by September 30th.
- Enter code FRIEND100. You'll see a spot for the code, plus a place to tell us who referred you - that's how your friend gets credit for sending you our way.
- Keep it open. The account must be open for a minimum of 60 days to be eligible.
- Get paid. Both of you. Once your account qualifies, your $100 will be deposited. If a friend referred you, their $100 is deposited into their account too.
Already have a USEFCU checking account? Share code FRIEND100 with a friend. Once their account qualifies, you'll earn your $100.
Want to open a new checking account? Submit the application below, and you're on your way to $100.
Offer details: Valid for new checking accounts opened September 1–30, 2026. To qualify, the account must be open for at least 60 days. Referral bonus paid to the referring member once the referred account(s) qualify. Limit three (3) referral bonuses per member per offer period. New checking accounts only for the account-opening bonus. See a USEFCU representative for details. Membership eligibility required. Federally insured by NCUA.