Certificates of Deposit

Lock in a guaranteed return with a USEFCU Certificate of Deposit

 
Oklahoma City savers: put your money to work with a Certificate of Deposit (CD) from USE Federal Credit Union. Fixed rates, flexible terms, and zero fees. 
 

Why Oklahoma City chooses USEFCU CDs

  • Higher fixed rates than standard savings accounts. Your APY is locked in from day one, no matter what the market does. 
  • Flexible CD terms to match your timeline. Choose the maturity date that fits your savings goal.
  • No setup fees. No maintenance fees. Every dollar you deposit earns from the start.
  • NCUA-insured and predictable. Safer than stocks or mutual funds, with a guaranteed return at maturity.
  • Early withdrawal penalty applies. CDs are designed to hold your funds for the full term to maximize your yield.