

Your next car is waiting
Looking for a reliable used car at a great price? Check out the inventory from First Rate Autos! We partner with First Rate Autos to offer high-quality repossessed vehicles, trade-ins, and auction cars - all priced to move fast.
Why buy from First Rate Autos?
- Local service you can trust: First Rate Autos is credit union owned and operated.
- Large selection: Explore a variety of makes and models through First Rate Autos, including repossessed and trade-in vehicles available right here in Oklahoma City.
- Simple, transparent pricing: You’ll always know what you’re paying - just the listed price plus a one-time $250 documentation fee.
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Low auto loan rates: Any member who finances at First Rate Autos with a credit score of 600 or above is eligible for financing at a maximum rate of 3.99% APR for up to 72 months.
All loans are subject to credit review and approval. APR = Annual Percentage Rate. Rates, terms, and conditions may change without notice. Contact a USEFCU loan officer for details.