Digital Banking

  • Take a USEFCU branch with you, on computer or smartphone
  • Check your balance, make payments and transfers, and so much more
  • Switch to eStatements for easier record-keeping
Learn More

Digital Wallet

  • Add your cards to a mobile wallet to pay the easy way
  • More secure and faster than cash, checks, or physical cards
  • Choose from a variety of wallet options
Learn More

Debit Cards

  • Make purchases or withdrawals at any USEFCU ATM
  • Use your card everywhere Visa® is accepted, online or offline
  • Qualify for your Kasasa® checking rewards as you spend
Learn More

SecurLOCK Equip

  • Gain total control of your cards with one app
  • Establish transaction controls and receive fraud alerts
  • Activate or deactivate your card as needed
Learn More


Easily manage your credit card while on the go. Receive alerts, send travel notifications, lock your card -  and more

Learn More

Surcharge-Free ATMs

  • Access your hard-earned money at ATMs across the country
  • Use the TransFund network to locate the ATM nearest you
  • Check balances, withdraw funds, and make deposits as needed
Learn More

Shared Branching

  • Visit any CO-OP™ network branch to bank like usual when out of town
  • Over 5,000 compatible branches throughout the United States
  • Finding the CO-OP member branch nearest you is simple
Learn More

Loan Debt Protection

Life is full of curveballs. But with loan protection, you have peace of mind when it matters most.

Learn More

Overdraft Protection

Overdrafts happen, but the costs don’t have to. Cover yourself with these two programs.

Learn More