Kasasa Saver Learn More
Balance | Dividend Rate | APY |
---|---|---|
0 - $25,000 | 2.00% | 2.00% |
$25,000+ | 0.10% | 0.10% |
All balances if qualifications not met | 0.01% | 0.01% |
Qualifications
Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 12 debit card purchases with a minimum POS transaction of $1
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking
If you don’t meet these qualifications, don’t worry — your accounts are still free. Plus, you will still earn our base rate on Kasasa Saver. And you can get right back to earning your full rewards the very next cycle that you qualify.
Certificates Back to Top Learn More
Term | Tier | APY |
---|---|---|
CD Special - 12 Months | $25,000+ | 4.50% |
CD Special - 24 Months | $25,000+ | 4.75% |
6 Months | $500 - $100,000+ | 2.50% |
12 Months | $500 - $100,000+ | 2.70% |
24 Months | $500 - $100,000+ | 2.80% |
36 Months | $500 - $100,000+ | 2.90% |
48 Months | $500 - $100,000+ | 3.00% |
All certificate dividends are compounded monthly. Rates shown are APY (Annual Percentage Yield). Unless otherwise indicated, minimum amount for certificates is $500. Rates are effective as of 3/1/2023. Fees may reduce earnings. For all accounts, the amount of the early withdrawal penalty for your accounts is based on the term of your account. The penalty schedule is as follows:
6 Month Terms | 90 days' dividends |
12/24 Month Terms | 180 days' dividends |
36/48 Month Terms | 360 days' dividends |
IRA Certificates Back to Top Learn More
Term | Tier | APY |
---|---|---|
CD Special - 12 Months | $25,000+ | 4.50% |
CD Special - 24 Months | $25,000+ | 4.75% |
6 Months | $500 - $100,000+ | 2.50% |
12 Months | $500 - $100,000+ | 2.70% |
24 Months | $500 - $100,000+ | 2.80% |
36 Months | $500 - $100,000+ | 2.90% |
48 Months | $500 - $100,000+ | 3.00% |
All certificate dividends are compounded monthly. Rates shown are APY (Annual Percentage Yield). Unless otherwise indicated, minimum amount for certificates is $500. Rates are effective as of 3/1/2023. Fees may reduce earnings. For all accounts, the amount of the early withdrawal penalty for your accounts is based on the term of your account. The penalty schedule is as follows:
6 Month Terms | 90 days' dividends |
12/24 Month Terms | 180 days' dividends |
36/48 Month Terms | 360 days' dividends |
Loans Back to Top
Loan | Terms | APR |
---|---|---|
New & Used Autos | 2022 and newer up to 72 months; 2019 - 2021 up to 60 months; 2018 and older up to 48 months |
as low as 6.99% |
Motorcycles | up to 48 months | as low as 11.74% |
New Boats | up to 60 months | as low as 11.74% |
Used Boats | up to 48 months | as low as 11.74% |
ATVs | up to 48 months | as low as 12.75% |
Share Secured Loans | up to 60 months | 3.75% |
Share Certificate Loans | Equal to term of certificate | 3.75% above certificate rate |
Signature Loans | Contingent on loan amount | as low as 11.49% |
*Current loan interest rates effective 3/1/2023 until further notice. Auto loan rate quoted is our pre-approval rate. All loan rates are quoted using Annual Percentage Rate - APR. Extended terms available with rate pricing adjustment.
Personal Credit Card Back to Top Learn More
Loan | Terms | APR |
---|---|---|
Visa Credit Card | as low as 9.00% |
Home Loans Back to Top
Product | Term | Rate | APR |
---|---|---|---|
Conventional | 15 yr. Fixed | 6.375% | 6.741% |
Conventional | 30 yr. Fixed | 6.875% | 7.203% |
FHA | 30 yr. Fixed | 6.625% | 7.775% |
VA | 30 yr. Fixed | 6.625% | 6.978% |
Home Equity Line of Credit | Contingent on loan amount | 8.00% | |
Express Home Improvement | $10,000 = 10 yr. ; $10,001 - $25,000 = 15 yr. | 6.99% | |
Nonsalable | 15 yr. | Call for rate | |
Nonsalable | 20 yr. | Call for rate | |
Salable | 15 yr. | Call for rate | |
Salable | 20 yr. | Call for rate |
Rates subject to change. APR=Annual Percentage Rate. Max limit on HELOC is $100,000. Max limit on Express Home Improvement is $25,000.
Home Equity Loans Back to Top Learn More
Term | Rate |
---|---|
7 yr. Fixed | Call for rate |
10 yr. Fixed | Call for rate |
15 yr. Fixed | Call for rate |
20 yr. Fixed | Call for rate |
Kasasa Cash Back to Top Learn More
Balance | Minimum Opening Deposit | Rate | APY |
---|---|---|---|
0 - $5,000 | $10 | 5.84% | 6.00% |
$5,000+ | $10 | 0.10% | 6.00% to 0.38% |
All balances if qualifications not met | $10 | 0.01% | 0.01% |
Qualifications
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
- At least 12 debit card purchases with minimum POS of $1
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking
If you don’t meet these qualifications, don’t worry — your account is still free. And you can get right back to earning your cash rewards the very next month.
Share Accounts Back to Top
Account | APY |
---|---|
Free Checking | 0.00% |
Savings Account | 0.25% |
Money Market Share Account Back to Top Learn More
Balance | APY |
---|---|
$2,000 - $24,999 | 0.70% |
$25,000 - $99,999 | 0.70% |
$100,000+ | 0.70% |