At USE Federal Credit Union, we offer a full range of home loan options to fit wherever you are in your homeownership journey. From down payment assistance and home equity loans to home improvement financing, we're here to help homeowners across Oklahoma City and the surrounding metro area find the right solution with local guidance and none of the pressure.
MORTGAGES
- Settle into your own piece of Oklahoma with a home loan
- Competitive rates and a large variety of programs
- Pre-approval and refinancing available
Down Payment Assistance
- Limited time offer; first come, first served
- Complete our standard mortgage application to see if you qualify
- All homebuyers are eligible to apply - not just first-time home buyers
HomeAdvantage®
- Shop for homes online via our HomeAdvantage site
- Select from trusted, local realtors in the HomeAdvantage network
- Earn cash rewards - $1,600 on average
Home Equity Loans
- You've worked hard for your home - let it work for you
- Fixed rates and payments make budgeting easier
- Receive your financing upfront — in one lump sum
Home Equity Line of Credit (HELOC)
- Turn your home equity into cash you can use
- Access your line whenever you need it; revolving credit
- Only pay interest on what you use — and enjoy tax advantages
Home Improvement Loan
- Lending available for up to $250,000
- Keep payments manageable with terms up to 20 years
- Tap into more of your home's equity with up to 133% Combined Loan-to-Value