Certificates Learn More
Term | Tier | APY |
---|---|---|
CD Special - 6 Months | $25,000+ | 5.00% |
CD Special - 12 Months | $25,000+ | 5.15% |
CD Special - 18 Months | $25,000+ | 4.65% |
6 Months | $500 - $100,000+ | 3.00% |
12 Months | $500 - $100,000+ | 3.25% |
24 Months | $500 - $100,000+ | 2.80% |
36 Months | $500 - $100,000+ | 2.90% |
48 Months | $500 - $100,000+ | 3.00% |
All certificate dividends are compounded monthly. Rates shown are APY (Annual Percentage Yield). Unless otherwise indicated, minimum amount for certificates is $500. Rates are effective as of 1/23/2024. Fees may reduce earnings. For all accounts, the amount of the early withdrawal penalty for your accounts is based on the term of your account. The penalty schedule is as follows:
6 Month Terms | 90 days' dividends |
12/24 Month Terms | 180 days' dividends |
36/48 Month Terms | 360 days' dividends |
IRA Certificates Back to Top Learn More
Term | Tier | APY |
---|---|---|
CD Special - 6 Months | $25,000+ | 5.00% |
CD Special - 12 Months | $25,000+ | 5.15% |
CD Special - 18 Months | $25,000+ | 4.65% |
6 Months | $500 - $100,000+ | 3.00% |
12 Months | $500 - $100,000+ | 3.25% |
24 Months | $500 - $100,000+ | 2.80% |
36 Months | $500 - $100,000+ | 2.90% |
48 Months | $500 - $100,000+ | 3.00% |
All certificate dividends are compounded monthly. Rates shown are APY (Annual Percentage Yield). Unless otherwise indicated, minimum amount for certificates is $500. Rates are effective as of 1/23/2024. Fees may reduce earnings. For all accounts, the amount of the early withdrawal penalty for your accounts is based on the term of your account. The penalty schedule is as follows:
6 Month Terms | 90 days' dividends |
12/24 Month Terms | 180 days' dividends |
36/48 Month Terms | 360 days' dividends |
Kasasa Saver Back to Top Learn More
Balance | Dividend Rate | APY |
---|---|---|
0 - $25,000 | 2.00% | 2.00% |
$25,000+ | 0.10% | 0.10% |
All balances if qualifications not met | 0.01% | 0.01% |
Qualifications
Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 12 debit card purchases with a minimum POS transaction of $1
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking
If you don’t meet these qualifications, don’t worry — your accounts are still free. Plus, you will still earn our base rate on Kasasa Saver. And you can get right back to earning your full rewards the very next cycle that you qualify.
Loans Back to Top
Loan | Terms | APR |
---|---|---|
New & Used Autos | 2022 and newer up to 72 months; 2019 - 2021 up to 60 months; 2018 and older up to 48 months |
as low as 7.24% |
Motorcycles | up to 48 months | as low as 11.74% |
New Boats | up to 60 months | as low as 11.74% |
Used Boats | up to 48 months | as low as 11.74% |
ATVs | up to 48 months | as low as 12.75% |
Share Secured Loans | up to 60 months | 3.75% |
Share Certificate Loans | Equal to term of certificate | 3.75% above certificate rate |
Signature Loans | Contingent on loan amount | as low as 11.49% |
*Current loan interest rates effective 12/1/2023 until further notice. Auto loan rate quoted is our pre-approval rate. All loan rates are quoted using Annual Percentage Rate - APR. Extended terms available with rate pricing adjustment.
Home Loans Back to Top
Product | Term | Rate | APR |
---|---|---|---|
Conventional | 15 yr. Fixed | 7.000% | |
Conventional | 30 yr. Fixed | 7.125% | |
FHA | 30 yr. Fixed | 6.750% | |
VA | 30 yr. Fixed | 6.750% | |
Home Equity Line of Credit | Contingent on loan amount | 8.50% | |
Express Home Improvement | $10,000 = 10 yr. ; $10,001 - $25,000 = 15 yr. | 6.99% | |
Nonsalable | 15 yr. | Call for rate | |
Nonsalable | 20 yr. | Call for rate | |
Salable | 15 yr. | Call for rate | |
Salable | 20 yr. | Call for rate |
Rates are current as of 2/1/2024 and subject to change. APR=Annual Percentage Rate. Max limit on HELOC is $100,000. Max limit on Express Home Improvement is $25,000.
Home Equity Loans Back to Top Learn More
Term | Rate |
---|---|
7 yr. Fixed | Call for rate |
10 yr. Fixed | Call for rate |
15 yr. Fixed | Call for rate |
20 yr. Fixed | Call for rate |
Storm Shelter Loan Back to Top
Loan | Term | APR |
Storm Shelter Loan | up to 36 months | 3.50% |
Maximum term of 36 months. Maximum loan amount of $4,000. Must be the owner of the home where storm shelter is to be installed. Applicant must provide contract from storm shelter provider to confirm shelter cost. Payment for storm shelter must be made payable to company/contractor installing storm shelter. APR = Annual Percentage Rate. All offers subject to credit union approval. Offer available through March 29, 2024.
Personal Credit Cards Back to Top Learn More
Loan | APR | |
---|---|---|
Platinum Rewards | 14.50% or 16.50% (variable) | |
Platinum |
11.50% or 14.50% (variable) |
The above rates for our Platinum and Platinum Rewards credit cards will vary based on the Prime Rate. Rates are subject to change.
Kasasa Cash Back to Top Learn More
Balance | Minimum Opening Deposit | Rate | APY |
---|---|---|---|
0 - $5,000 | $10 | 5.84% | 6.00% |
$5,000+ | $10 | 0.10% | 6.00% to 0.38% |
All balances if qualifications not met | $10 | 0.01% | 0.01% |
Qualifications
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
- At least 12 debit card purchases with minimum POS of $1
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking
If you don’t meet these qualifications, don’t worry — your account is still free. And you can get right back to earning your cash rewards the very next month.
Share Accounts Back to Top
Account | APY |
---|---|
Free Checking | 0.00% |
Savings Account | 0.25% |
Money Market Share Account Back to Top Learn More
Balance | APY |
---|---|
$2,000 - $24,999 | 0.70% |
$25,000 - $99,999 | 0.70% |
$100,000+ | 0.70% |