APY = Annual Percentage Yield. APR = Annual Percentage Yield. Rates are effective as of 8/1/2022. Fees may reduce earnings.
Loans
*Current loan interest rates effective 11/1/2022 until further notice. Auto loan rate quoted is our pre-approval rate. All loan rates are quoted using Annual Percentage Rate - APR. Extended terms available with rate pricing adjustment.
Home Loans
Rates subject to change. APR=Annual Percentage Rate. Max limit on HELOC is $100,000. Max limit on Express Home Improvement is $25,000.
Home Equity Loan
| Term |
Rate |
| 7 yr. Fixed |
Call for rate |
| 10 yr. Fixed |
Call for rate |
| 15 yr. Fixed |
Call for rate |
| 20 yr. Fixed |
Call for rate |
| Balance |
Minimum Opening Deposit |
Rate |
APY |
| 0 - $5,000 |
$10 |
2.47% |
2.50% |
| $5,000+ |
$10 |
0.10% |
2.50% to 0.10% |
| All balances if qualifications not met |
$10 |
0.01% |
0.01% |
*Qualifications
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
- At least 12 debit card purchases with minimum POS of $1
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking
If you don’t meet these qualifications, don’t worry — your account is still free. And you can get right back to earning your cash rewards the very next month.
Money Market Share Account
Learn More
| Balance |
APY |
| $2,000 - $24,999 |
0.40% |
| $25,000 - $99,999 |
0.40% |
| $100,000+ |
0.40% |
| Term |
Tier |
APY |
| CD Special - 24 Months |
$25,000+ |
3.20% |
| 6 Months |
$500 - $100,000+ |
1.50% |
| 12 Months |
$500 - $100,000+ |
1.80% |
| 24 Months |
$500 - $100,000+ |
2.25% |
| 36 Months |
$500 - $100,000+ |
2.40% |
| 48 Months |
$500 - $100,000+ |
2.50% |
All certificate dividends are compounded monthly. Rates shown are APY (Annual Percentage Yield). Unless otherwise indicated, minimum amount for certificates is $500 unless otherwise stated. For all accounts, the amount of the early withdrawal penalty for your accounts is based on the term of your account. The penalty schedule is as follows:
| 6 Month Terms |
90 days' dividends |
| 12/24 Month Terms |
180 days' dividends |
| 36/48 Month Terms |
360 days' dividends |
| Term |
Tier |
APY |
| CD Special - 24 Months |
$25,000+ |
3.20% |
| 6 Months |
$500 - $100,000+ |
1.50% |
| 12 Months |
$500 - $100,000+ |
1.80% |
| 24 Months |
$500 - $100,000+ |
2.25% |
| 36 Months |
$500 - $100,000+ |
2.40% |
| 48 Months |
$500 - $100,000+ |
2.50% |
*All certificate dividends are compounded monthly. Rates shown are APY (Annual Percentage Yield). Unless otherwise indicated, minimum amount for certificates is $500 unless otherwise stated. For all accounts, the amount of the early withdrawal penalty for your accounts is based on the term of your account. The penalty schedule is as follows:
| 6 Month Terms |
90 days' dividends |
| 12/24 Month Terms |
180 days' dividends |
| 36/48 Month Terms |
360 days' dividends |
