Certificates Learn More
Term | Tier | APY |
---|---|---|
CD Special - 12 Months | $25,000+ | 4.50% |
CD Special - 24 Months | $25,000+ | 4.75% |
6 Months | $500 - $100,000+ | 2.50% |
12 Months | $500 - $100,000+ | 2.70% |
24 Months | $500 - $100,000+ | 2.80% |
36 Months | $500 - $100,000+ | 2.90% |
48 Months | $500 - $100,000+ | 3.00% |
All certificate dividends are compounded monthly. Rates shown are APY (Annual Percentage Yield). Unless otherwise indicated, minimum amount for certificates is $500. Rates are effective as of 3/1/2023. Fees may reduce earnings. For all accounts, the amount of the early withdrawal penalty for your accounts is based on the term of your account. The penalty schedule is as follows:
6 Month Terms | 90 days' dividends |
12/24 Month Terms | 180 days' dividends |
36/48 Month Terms | 360 days' dividends |
IRA Certificates Learn More
Term | Tier | APY |
---|---|---|
CD Special - 12 Months | $25,000+ | 4.50% |
CD Special - 24 Months | $25,000+ | 4.75% |
6 Months | $500 - $100,000+ | 2.50% |
12 Months | $500 - $100,000+ | 2.70% |
24 Months | $500 - $100,000+ | 2.80% |
36 Months | $500 - $100,000+ | 2.90% |
48 Months | $500 - $100,000+ | 3.00% |
All certificate dividends are compounded monthly. Rates shown are APY (Annual Percentage Yield). Unless otherwise indicated, minimum amount for certificates is $500. Rates are effective as of 3/1/2023. Fees may reduce earnings. For all accounts, the amount of the early withdrawal penalty for your accounts is based on the term of your account. The penalty schedule is as follows:
6 Month Terms | 90 days' dividends |
12/24 Month Terms | 180 days' dividends |
36/48 Month Terms | 360 days' dividends |
Loans
Loan | Terms | APR |
---|---|---|
New & Used Autos | 2022 and newer up to 72 months; 2019 - 2021 up to 60 months; 2018 and older up to 48 months |
as low as 6.99% |
Motorcycles | up to 48 months | as low as 11.74% |
New Boats | up to 60 months | as low as 11.74% |
Used Boats | up to 48 months | as low as 11.74% |
ATVs | as low as 12.75% | |
Share Secured Loans | 3.75% | |
Share Certificate Loans | 3.75% above certificate rate | |
Signature Loans | as low as 11.49% | |
Visa Credit Card | as low as 9.00% |
*Current loan interest rates effective 3/1/2023 until further notice. Auto loan rate quoted is our pre-approval rate. All loan rates are quoted using Annual Percentage Rate - APR. Extended terms available with rate pricing adjustment.
Home Loans
Product | Term | Rate | APR |
---|---|---|---|
Conventional | 15 yr. Fixed | 6.500% | 6.867% |
Conventional | 30 yr. Fixed | 6.990% | 7.319% |
FHA | 30 yr. Fixed | 7.125% | 8.284% |
VA | 30 yr. Fixed | 7.125% | 7.489% |
Home Equity Line of Credit | 7.50% | ||
Express Home Improvement | 6.99% |
Rates subject to change. APR=Annual Percentage Rate. Max limit on HELOC is $100,000. Max limit on Express Home Improvement is $25,000.
Home Equity Loan
Term | Rate |
---|---|
7 yr. Fixed | Call for rate |
10 yr. Fixed | Call for rate |
15 yr. Fixed | Call for rate |
20 yr. Fixed | Call for rate |
Kasasa Cash* Learn More
Balance | Minimum Opening Deposit | Rate | APY |
---|---|---|---|
0 - $5,000 | $10 | 2.47% | 2.50% |
$5,000+ | $10 | 0.10% | 2.50% to 0.10% |
All balances if qualifications not met | $10 | 0.01% | 0.01% |
*Qualifications
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
- At least 12 debit card purchases with minimum POS of $1
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking
If you don’t meet these qualifications, don’t worry — your account is still free. And you can get right back to earning your cash rewards the very next month.
Share Accounts
Account | APY |
---|---|
Share Draft Accounts | 0.00% |
Share Savings Account | 0.25% |
Money Market Share Account Learn More
Balance | APY |
---|---|
$2,000 - $24,999 | 0.70% |
$25,000 - $99,999 | 0.70% |
$100,000+ | 0.70% |