Overdraft Coverage Options
Life happens. USE offers members two ways to protect yourself from overdrawing your accounts:
With our Overdraft Protection services, you can link 1) other deposit accounts or 2) a line of credit to your checking account. That way, money can be pulled from those sources to avoid an overdraft altogether.
By choosing Overdraft Privilege, you can pay a per-item fee to ensure transactions up to a certain amount go through—regardless of your account’s current bottom line. In order to extend your coverage to include ATM and everyday debit card transactions, consent is required.
For more information, please view our Overdraft Coverage Brochure.
For more information on our overdraft services and policies, please contact us.
Add Extended Coverage
Call 1-800-227-6366 or 405-685-6200.
Visit a branch and we’ll walk you through it.
Print the Overdraft Privilege Consent Form (click to download), fill it out completely and mail it to the address below to get started.
USE Federal Credit Union
Attention Overdraft Coverage
P.O. Box 44000
Oklahoma City, OK 73144-1000