CashPlease® - the convenient way to manage your short-term cash needs.

When life throws you a curveball and you need easy access to cash, there’s no need to pay ridiculously high-interest rates on payday loans.

Additionally, CashPlease® is a turnkey, digital solution that automatically manages each loan application, processing, underwriting, and funding. 

Why is CashPlease® Better?

  • Save big on interest and fees compared to payday loans
  • 24/7 digital access to short-term credit ($200 - $1,000)*
  • The comfort of working with USEFCU
  • Receive funds in 24 hours or less
  • 6-month term
  • Fixed-rate of 18% APR (equal to approximately $53 on a $1,000 loan)
  • $20 application fee
  • No credit check


Get Started


*Subject to eligibility restrictions. Applicant must be at least 18 years of age with an active USEFCU checking account. Other conditions may apply. APR = Annual Percentage Rate. See USEFCU for more details. Federally insured by NCUA.