Give your budget extra elbow room with the power of Visa® and the support of USEFCU.


Key Features

  • Competitive Rates
  • Anytime Funds
  • No Annual Fees
  • Fixed rates as low as 9.00% APR*
  • No annual fees
  • No cash advance fees
  • No balance transfer fees
  • No convenience checks fees
  • Easily view statements and pay bill online
  • 10-day grace period with no late fee
  • 25 days interest-free on purchases
  • Online access via online banking

Transfer Your Balance

Transferring your high-interest balances to a USEFCU credit card can help you reduce debt faster. Complete our Balance Transfer Form to get started.

Transfer a balance within the first 30 days of account opening and receive 2.99% APR for 6 months.