Give your budget extra elbow room with the power of Visa® and the support of USEFCU.
- Competitive Rates
- Anytime Funds
- No Annual Fees
- Fixed rates as low as 9.00% APR*
- No annual fees
- No cash advance fees
- No balance transfer fees
- No convenience checks fees
- Easily view statements and pay bill online
- 10-day grace period with no late fee
- 25 days interest-free on purchases
- Online access via online banking
Transfer Your Balance
Transferring your high-interest balances to a USEFCU credit card can help you reduce debt faster. Complete our Balance Transfer Form to get started.
Transfer a balance within the first 30 days of account opening and receive 2.99% APR for 6 months.