Give your budget extra elbow room with the power of Visa® and the support of USEFCU.


Key Features

  • Competitive Rates
  • Anytime Funds
  • No Annual Fees
  • Fixed rates as low as 9.00% APR*
  • No annual fees
  • No cash advance fees
  • No balance transfer fees
  • No convenience checks fees
  • Easily view statements and pay bill online
  • 10-day grace period with no late fee
  • 25 days interest free on purchases
  • Online Access via online banking

Transfer Your Balance

Download our Balance Transfer Form to get started.