Free Kasasa Cash Checking
Enjoy high dividend earnings and refunds on ATM withdrawal fees.*
Free Kasasa Cash® checking is free checking that pays. Earn up to 3.00% APY* every month just for doing simple activities you probably already do, like using your debit card.
You’ll also get refunds on ATM withdrawal fees, nationwide — so every ATM is your ATM, whether you’re in Oklahoma City, Norman, or elsewhere.
- Free checking that pays high dividends
- 3.00% APY* on balances up to $10,000
- 3.00% to 0.25% APY on balances over $10,000 depending on balance in account*
- 0.01% APY* if qualifications aren't met
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
- No minimum balance to earn rewards
- No monthly service fee
- Free online banking
- Free eStatements
- Free mobile banking
- Free debit card
- $10 minimum deposit to open
Here’s how easy it is to earn your rewards:
To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking
And if you don’t meet these qualifications, don’t worry — your account is still free.
Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.
*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions and transfers between accounts. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Must maintain an open Kasasa Cash account to be eligible for the Kasasa Saver account.
Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $10,000.00 receive APY of 3.00%; and balances over $10,000.00 earn 0.25% interest rate on the portion of balance over $10,000.00 (2) you will receive reimbursements up to $25 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. When Kasasa Cash qualifications are not met, all balances in the account earn 0.01% APY and ATM fees are not refunded. Dividends and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. ATM fees will not be refunded on transactions conducted from the Saver account. APY = Annual Percentage Yield. APYs accurate as of 12/1/2015. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, and other requirements apply. A minimum deposit of $10 is required to open the account. Limit 1 account per social security number or ITIN. There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union service representatives at 405-685-6200 for additional information. Federally insured by NCUA. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.