Earn 2.50% APY* and refunds on ATM withdrawal fees, nationwide* — just for doing things you already do.

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Key Features

  • Really High Dividends
  • Refunds on ATM Withdrawal Fees*
  • No Monthly Maintenance Fees
  • No Minimum Balance Requirements
  • Free checking that pays high dividends:
    • 2.50% APY* on balances up to $5,000
    • 2.50% to 0.21% APY on balances over $5,000 depending on balance in account*
    • 0.01% APY* if qualifications aren't met
  • Up to $15 in ATM withdrawal fee refunds, nationwide*
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • Free digital banking services, including:
    • Free online banking with bill pay
    • Free mobile banking with mobile deposit
    • Free eStatements
  • Free digital wallet
  • Free Visa® debit card
  • Overdraft protection available
  • $10 minimum deposit to open

It’s Easy to Earn Your Rewards

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases with a minimum POS transaction of $1
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

If you don’t meet these qualifications, don’t worry — your account is still free. Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next month.

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Must maintain an open Kasasa Cash account to be eligible for the Kasasa Saver account.
Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $5,000.00 receive APY of 2.50%; and balances over $5,000.00 earn 0.10% interest rate on the portion of balance over $5,000.00 (2) you will receive up to $15.00 in reimbursements for nationwide ATM withdrawal fees incurred during the Monthly Qualification Cycle in which you qualified. Refunds do not include charges associated with balance inquiries or surpassing monthly ATM withdrawal/transfer limit. When Kasasa Cash qualifications are not met, all balances in the account earn 0.01% APY and ATM fees are not refunded. Dividends and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. ATM fees will not be refunded on transactions conducted from the Saver account. APY = Annual Percentage Yield. APYs accurate as of 6/1/2020. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, and other requirements apply. A minimum deposit of $10 is required to open the account. Limit 1 account per social security number or ITIN. There are no recurring monthly service charges or fees to open or close this account. See website or contact one of our credit union service representatives at 405-685-6200 for additional information. Federally insured by NCUA. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.