Rates are effective 03/17/10 through Until Further Notice

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(800) 227-6366


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Share Rates

With U.S. Employees O.C. Federal Credit Union, our high dividend rates can help you maximize your savings with a variety of accounts. Check out the great rates on these accounts!

Current Share Rates

IRA Certificates

Term Compounding Annual Percentage Yield (APY)
6 Months Monthly 1.25%
12 Months Monthly 1.50%
18 Months Monthly 1.75%
24 Months Monthly 2.20%

Share Certificates

Term Compounding Annual Percentage Yield (APY)
6 Months Monthly 1.25%
12 Months Monthly 1.50%
18 Months Monthly 1.75%
24 Months Monthly 2.20%

  • Minimum Amount for Share Certificates $500
  • For all accounts, the amount of the early withdrawal penalty for your accounts is thirty (30) days dividends

Dividends Paid June 30, for 2ndt Quarter 2010:

Share Draft Accounts: .40% Annual Percentage Yield

Share Accounts: .65% Annual Percentage Yield                                 

Money Market Share Account 1.00% Annual Percentage Yield

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Important Dividend Notice 

To better serve our members, effective December of 2009, dividends on all share accounts will now be paid on the last day of every quarter and dividends for share draft accounts will now be paid on the last day of every month. This will not effect the annual percentage yield but will allow for dividends to appear on your statements for the period in which they were earned. (Previously dividends had been paid on the first day following the dividend period.)