Loan Rates

Discover U.S. Employees O.C. Federal Credit Union's competitively low loan rates!

Whether you're looking for a new car, a great credit card for everyday use, or just some extra cash, you'll find our rates and fees attractive for all your needs!

Current Loan Rates

Effective 07/21/2010 Until Further Notice

Unsecured Line of Credit	11.50% APR

Visa Credit Cards	Preferred Platinum	9.00% APR
No Annual Fee.	Platinum	11.50% APR
	Fresh Start Platinum	13.99% APR

New Cars, Pickups, and Vans	as low as 3.25% APR*
Up to 100% Financing, Up to 60 Months Loan Amounts over $20,000 - Up to 72 Months

Used Cars, Pickups, and Vans

as low as 3.25% APR*

Up to 100% Financing

2009-2008 Models	Up to 60 Months
Loan Amounts over $20,000	Up to 72 Months

2007-2006 Models	Up to 48 Months
Loan Amounts over $15,000	Up to 60 Months

2005 Models	Up to 42 Months
Loan Amounts over $10,000	Up to 54 Months

2004 & Older Models	Up to 36 Months
Loan Amounts over $10,000	Up to 48 Months

*.25% price adjustment on 61-72 months

*.50% price adjustment on 72-84 months

Federal Student Loans	Low Variable Rates
Annually adjusted each July 1

Share Secured Loans	2.65% APR

Share Certificate Loans	2.00% above CD rate

Boats and Boat Motors	New Up to 60 Months	as low as 5.99% APR
Up to 100% Financing	Used Up to 48 Months	as low as 5.99% APR

Campers, tractors, Lawnmowers, & trailers	New Up to 60 Months	as low as 5.99% APR
Up to 100% Financing	Used Up to 36 Months	as low as 5.99% APR

Motor Homes & RV's	New Up to 144 Months	as low as 5.99% APR
Up to 100% Financing	Used Up to 84 Months	as low as 5.99% APR

Mobile Home Loans	New Up to 84 Months	as low as 8.80% APR
Up to 95% Financing	Used Up to 72 Months	as low as 8.80% APR

Motorcycle Loans	New & Used (Up to $10,000) Up to 48 Months	as low as 5.99% APR
Up to 100% Financing	New & Used (Over $10,000) Up to 60 Months	as low as 5.99% APR